Mortgage Financing
Own Your Home Today
Access affordable mortgage financing through Reaxis. Low rates, flexible repayment, quick approval.
From 6% interest
Up to 25-year tenor
48hr pre-approval
Options
Choose Your Mortgage Type
Conventional
Standard bank mortgage for any residential or commercial property.
Rate
15–21%
Max Loan
No limit
Tenor
Up to 20 years
MOST POPULAR
NHF Mortgage
National Housing Fund — available to contributors. Lowest rate available.
Rate
6%
Max Loan
₦15 million
Tenor
Up to 30 years
FMBN Loan
Federal Mortgage Bank of Nigeria — for low & middle income earners.
Rate
6%
Max Loan
₦15 million
Tenor
Up to 30 years
Construction
Finance the construction of a new building on your land.
Rate
16–22%
Max Loan
₦100 million
Tenor
Up to 20 years
Process
How It Works
1
Apply Online
Complete our simple application form in under 10 minutes.
2
Credit Check
We assess your income, DTI, and LTV to determine eligibility.
3
Lender Match
We match you with the best lender for your profile.
4
Offer Letter
Receive a formal mortgage offer within 48 hours.
5
Move In
Sign, pay your deposit, and get your keys. 🏠
Ready to Own Your Home?
Join homeowners who trusted Reaxis for their mortgage journey.
Apply in 10 Minutes